{"id":1687,"date":"2021-12-21T18:00:00","date_gmt":"2021-12-21T22:00:00","guid":{"rendered":"https:\/\/brighterainc.com\/?p=1687"},"modified":"2026-02-02T17:36:26","modified_gmt":"2026-02-02T21:36:26","slug":"can-i-get-financing-for-solar","status":"publish","type":"post","link":"https:\/\/brighterainc.com\/es\/can-i-get-financing-for-solar\/","title":{"rendered":"\u00bfPuedo obtener financiamiento para mi sistema solar?"},"content":{"rendered":"<p>\u00a1Los consumidores tienen diferentes m\u00e9todos financieros por elegir al momento de invertir en energ\u00eda solar! En general, un sistema solar se puede instalar a un costo menor que un sistema apalancado por un pr\u00e9stamo, arrendamiento o contrato de compra de energ\u00eda (conocido por sus siglas en ingl\u00e9s como PPA). De hecho, esto depende de la comodidad financiera del cliente.&nbsp;<\/p>\n\n\n\n<p>Si el cliente prefiere comprar su sistema solar, los pr\u00e9stamos solares definitivamente le pueden ayudar disminuyendo los costos de todo el sistema. La mayor\u00eda de las veces, los pagos mensuales del pr\u00e9stamo son m\u00e1s peque\u00f1os que una factura de energ\u00eda t\u00edpica, lo que le ayudar\u00e1 a ahorrar dinero desde el principio.&nbsp;<\/p>\n\n\n\n<p>Si se pregunta c\u00f3mo funciona el pr\u00e9stamo solar, perm\u00edtame decirle que es de la misma manera que los pr\u00e9stamos para mejoras en el hogar, e incluso algunas jurisdicciones ofrecer\u00e1n pr\u00e9stamos subsidiados para energ\u00eda solar con tasas inferiores a las del mercado, por lo que esto hace que la energ\u00eda solar sea a\u00fan m\u00e1s atractiva y asequible. Los nuevos propietarios pueden agregar energ\u00eda solar como parte de su hipoteca con pr\u00e9stamos disponibles a trav\u00e9s de la Administraci\u00f3n Federal de Vivienda, que permite a los prestatarios incluir financiamiento para mejoras en el hogar en el precio final de compra de la casa. Adem\u00e1s, la energ\u00eda solar lo hace elegible para el Cr\u00e9dito Tributario por Inversi\u00f3n Solar (conocido por sus siglas en ingl\u00e9s como ITC). En diciembre de 2020, el gobierno de Estados Unidos aprob\u00f3 una extensi\u00f3n del ITC, proporcionando un cr\u00e9dito fiscal del 26% para los sistemas solares instalados en 2020-2022 y del 22% para los sistemas instalados en 2023. Seg\u00fan el Congreso, el cr\u00e9dito fiscal vencer\u00e1 a partir de 2024 a menos que El Congreso lo renueve.<\/p>\n\n\n\n<p>Otra forma de optar por la energ\u00eda solar es mediante arrendamientos solares, que permiten a los consumidores albergar sistemas de energ\u00eda solar que son propiedad de empresas solares y luego volver a comprar la electricidad generada. Entonces, los consumidores celebran acuerdos que les permiten tener facturas de electricidad m\u00e1s bajas sin un pago mensual del pr\u00e9stamo. Sin embargo, con esta opci\u00f3n, los consumidores no tienen derecho a beneficios fiscales ya que no son propietarios del sistema de energ\u00eda solar.<\/p>\n\n\n\n<p><strong>Fuente: <\/strong>Office of Energy Efficiency and Renewable Energy<\/p>","protected":false},"excerpt":{"rendered":"<p>Consumers have different financial ways to go when going solar! In general, a purchased solar system can be installed at a lower cost than a system leveraged by a solar loan, lease, or power purchase agreement (PPA). Actually, it depends on the customer\u2019s comfort.&nbsp; If the customer rather to buy his solar system, solar loans [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","content-type":"","om_disable_all_campaigns":false,"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[23],"tags":[],"class_list":["post-1687","post","type-post","status-publish","format-standard","hentry","category-uncategorized-en"],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","trp-custom-language-flag":""},"post_excerpt_stackable_v2":"<p>Consumers have different financial ways to go when going solar! In general, a purchased solar system can be installed at a lower cost than a system leveraged by a solar loan, lease, or power purchase agreement (PPA). Actually, it depends on the customer\u2019s comfort.&nbsp; If the customer rather to buy his solar system, solar loans can definitely be helped by decreasing the up-front costs of the whole system. Most of the time, monthly loan payments are smaller than a typical energy bill, which will help you save money from the start.&nbsp; If you\u2019re wondering how the solar loan works, let&hellip;<\/p>\n","category_list_v2":"<a href=\"https:\/\/brighterainc.com\/es\/category\/uncategorized-en\/\" rel=\"category tag\">Uncategorized<\/a>","author_info_v2":{"name":"LuciaLizcano","url":"https:\/\/brighterainc.com\/es\/author\/lucializcano\/"},"comments_num_v2":"0 comentarios","uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"LuciaLizcano","author_link":"https:\/\/brighterainc.com\/es\/author\/lucializcano\/"},"uagb_comment_info":0,"uagb_excerpt":"Consumers have different financial ways to go when going solar! In general, a purchased solar system can be installed at a lower cost than a system leveraged by a solar loan, lease, or power purchase agreement (PPA). Actually, it depends on the customer\u2019s comfort.&nbsp; If the customer rather to buy his solar system, solar loans&hellip;","_links":{"self":[{"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/posts\/1687","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/comments?post=1687"}],"version-history":[{"count":0,"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/posts\/1687\/revisions"}],"wp:attachment":[{"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/media?parent=1687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/categories?post=1687"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/brighterainc.com\/es\/wp-json\/wp\/v2\/tags?post=1687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}